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Personal Checking Accounts

Reorder Checks

Personal Bankers
Rhonda
Jessy
Marlys
Contact Rhonda
Contact Deb
Contact Marlys
Your checking account is your link to a wide variety of financial services.
Pick the account that is right for you.
Free Checking
Interest Checking
Minimum Balance
None $500
Monthly Service Fee
None $5 or waived with min. balance
Interest
None Compounded monthly
Overdraft Protection
checking transfer, savings
transfer
or line of credit*
checking transfer, savings
transfer
or line of credit*
Statement Options
Free image statements
Free online statements
Free E-statements
Free image statements
Free online statements
Free E-statements
Other Account Benefits
Free Check Card*
Free Internet Banking
Free Bill Pay
24-Hour Telephone Banking
Unlimited Check Writing
Free Check Card*
Free Internet Banking
Free Bill Pay
24-Hour Telephone Banking
Unlimited Check Writing
* Subject to Approval. Interest Checking account cannot be held by Corporations, Partnerships, Limited Liability Partnerships, Associations, Business Trusts, Credit Unions, Mutual Insurance Companies, Crop Financing Organizations, Legal Services Plans, Farmers' Cooperatives.

Overdraft Protection Options
Convenience Line
Checking or Savings Transfer
What is It?
A line of credit that advances funds to cover items (checks or charges) that overdraw your account
Download brochure PDF
An automatic transfer from your checking or savings account to cover items (checks or charges) that overdraw your account
Cost
$5 per transfer
plus principal and interest
Free
Limits
Limited to remaining
unused credit amount
Limited to available funds in your checking or savings account
Subject to qualification Must have a checking or savings account with State Bank of Alcester

Product descriptions contained herein do not take the place of required disclosures under federal and state regulations. Please contact us for disclosures appropriate to these accounts.